Real Estate Home Buying Process
You've started dreaming about what it might be like to own a home. But where do you even start the process? Here's the top 6 steps you need to take:
1) Start looking at your finances - how much money do you have for a down payment and other home buying expenses?
2) Start researching your credit score and explore what "debt to income ratio" means;
3) Interview and hire a trusted realtor to step you thru the process (don't worry, you don't pay for the realtor's expertise - the seller usually pays the realtor's commission.)
4) Talk to a lender - Your realtor can give you some names of trusted lenders - find out what type of loan and the amount of a mortgage that you qualify for;
5) Check in on your comfort level - what you can qualify for may not necessarily be what payment you are comfortable with;
6) Research different school districts and neighborhoods online to find out what your $$$$'s will buy in different areas;
Now you're ready to start looking at some homes....
Whenever you are ready, here’s some ways that I can help with your real estate goals:
1) Free Access to search the Denver MLS for all homes currently on the market: Denver Home Finder Service Property Search
2) Join me for a home tour - Home tours are Monday thru Saturday at 2:00 pm or 6:00 pm - choose your tour here
3) Request a specific search that sends all the homes that meet your parameters as soon as they come on the market - that way you can beat others to the best homes. Send me an email with "specific search" in the subject line and your wish list - Price range, school district, style, minimum number of bedrooms, etc. - Vickie@DreamsCanHappen.com
4) Receive a Home Loan Report –There are so many different loan programs. Do you need 20% down payment to purchase a home? Are there special programs for first time home buyers? What does CHFA mean? What's the difference between a FHA loan and a Conventional loan? Send me an email - - Vickie@DreamsCanHappen.com with "Home Loan Report" in subject field and I'll send it right over.
Also….check these out??
Denver Home Finder Service
Denver Home Seller Service
1) Start looking at your finances - how much money do you have for a down payment and other home buying expenses?
2) Start researching your credit score and explore what "debt to income ratio" means;
3) Interview and hire a trusted realtor to step you thru the process (don't worry, you don't pay for the realtor's expertise - the seller usually pays the realtor's commission.)
4) Talk to a lender - Your realtor can give you some names of trusted lenders - find out what type of loan and the amount of a mortgage that you qualify for;
5) Check in on your comfort level - what you can qualify for may not necessarily be what payment you are comfortable with;
6) Research different school districts and neighborhoods online to find out what your $$$$'s will buy in different areas;
Now you're ready to start looking at some homes....
Whenever you are ready, here’s some ways that I can help with your real estate goals:
1) Free Access to search the Denver MLS for all homes currently on the market: Denver Home Finder Service Property Search
2) Join me for a home tour - Home tours are Monday thru Saturday at 2:00 pm or 6:00 pm - choose your tour here
3) Request a specific search that sends all the homes that meet your parameters as soon as they come on the market - that way you can beat others to the best homes. Send me an email with "specific search" in the subject line and your wish list - Price range, school district, style, minimum number of bedrooms, etc. - Vickie@DreamsCanHappen.com
4) Receive a Home Loan Report –There are so many different loan programs. Do you need 20% down payment to purchase a home? Are there special programs for first time home buyers? What does CHFA mean? What's the difference between a FHA loan and a Conventional loan? Send me an email - - Vickie@DreamsCanHappen.com with "Home Loan Report" in subject field and I'll send it right over.
Also….check these out??
Denver Home Finder Service
Denver Home Seller Service