Can Congress Fix the Broken Credit Reporting System?


Can Congress Fix the Broken Credit Reporting System?

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In the Senate hearings there were two major concerns:
1) Federal Trade Commission and Consumer Finance Protection Bureau's lack of ability to penalize credit bureaus when they make mistakes;
2) Consumers lack of control over their information

10,000,000 people are affected by credit reports that contain material errors. And after 2 years, the vast majority of mistakes have not been corrected.

Without the ability to penalize these credit bureaus, they have no motivation to act in the consumer's best interest.

To get more details, click on the "Read More" button at the bottom of the page.

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