5 Tips for Choosing a Mortgage Lender

Real Estate

5 Tips for Choosing a Mortgage Lender

*Picture from REcolorado blog*

How do you decide which mortgage lender is the best one for your needs? REcolorado has 5 Tips for Choosing a Lender:
1) Shop Lenders - be sure to talk to more than one lender and compare rates, misc. fees and service
2) Interview Lenders - sometime your personality might click better with one lender over another lender
3) Go local and check accessibility - sure shooting, you're going to find your perfect home on the weekend. Is the lender you chose available to tailor your lender letter to your offer - even on a weekend?
4) Know the Total Costs - make sure that the lender has disclosed not just interest rates, but all the other fees and charges that go into obtaining a loan.
5) Trust - in the end, your decision will most likely come down to who you trust the most. You don't want to get up to the week of closing and have the lender pull the rug out from underneath you.

Start by asking your realtor for their recommendation to 3 different lenders.

For more details in the article, click the "5 Tips for Choosing a Lender" link at the bottom of the page.

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1) Free Access to search the Denver MLS for all homes currently on the market: Denver Home Finder Service Property Search

2) Join me for a home tour - Home tours are Monday thru Saturday at 2:00 pm or 6:00 pm - choose your tour here

3) Request a specific search that sends all the homes that meet your parameters as soon as they come on the market - that way you can beat others to the best homes. Send me an email with "specific search" in the subject line and your wish list - Price range, school district, style, minimum number of bedrooms, etc. - Vickie@DreamsCanHappen.com

4) Receive a Home Loan Report –There are so many different loan programs. Do you need 20% down payment to purchase a home? Are there special programs for first time home buyers? What does CHFA mean? What's the difference between a FHA loan and a Conventional loan? Send me an email - - Vickie@DreamsCanHappen.com with "Home Loan Report" in subject field and I'll send it right over.

Also….check these out??

Denver Home Finder Service

Denver Home Seller Service

5 Tips for Choosing a Lender